My name is Charity and I have been employeed in the retail industry for 20 years. At this point I would like to put my expetise to work for myself and open a store of my own. I have done everything in retail from stocking shelves to filing government tax forms so I am well aware of what it takes to operate a retail business . I have ran the figures down to the penny and I need to obtain a loan or a grant in the amount of $28,544.13 . This amount will allow me to open and operate for a period of six months. The funds will pay for begining inventory, equipment , building rental, utilities and wages.